Having your car totaled can be one of the most frustrating experiences in your life. All of a sudden you are dealing with multiple insurances company representatives, towing companies, do not have transportation, and have no time to waste to resolve your vehicle situation. You are on a timer to get things done ASAP.
I was astonished and perturbed on how insurance companies abuse policy holders or people who file a car claim. This is done when they decide your vehicle is totaled using faulty data and aggressive negotiating tactics. Car Claim Relief was created for only one purpose to assist in maximizing your totaled settlement amount with the insurance company.
My truck was rear ended at a traffic light. The driver at fault was given an unsafe driving ticket. Yet the insurance company attempted to pay me the lowest possible value. The amount they offered me couldn’t replace my truck. More specifically with the dollar value they offered me I could not locate a truck in the entire United States.
You would believe that any settlement value would give you the opportunity to purchase a replacement vehicle, however the insurance company settlement amount did not.
I was able to get a fair market value for my truck but it took a two stage process. I had the settlement amount increased $500 and then filed with small claims court. The insurance company settled a day before the trial for an additional $1,200. What started out as a settlement offer amount of $2,300 ended up being $4,000, a $1,700 increase.
My settlement success was attributed to over 35 years experience consisting of various disciplines:
I applied all my skills to obtain a higher settlement value. I was fortunate but for most people their settlement doesn’t end in their favor. There is a feeling of frustrating that you were wronged and do not know where to go for help. When you called any law firm, unless there is personal injury, no attorney wanted to help you.
I was not even at fault. The other driver was given a ticket for careless driving, which also had no bearing on me getting any favorable treatment. I was treated by the ‘At Fault’ driver’s insurance company as an enemy. Even when I did not use their car rental offer and let the district attorney reduce the charges for the ticket issued to the at fault driver. I guess kindness is weakness.
I did everything to keep the total settlement amount at a minimum. I acted in good faith and expected the same treatment from the insurance company, unfortunately that did not happen.
Your settlement amount will depend on how effective you are in obtaining fair market value information, learning how to negotiate and if applicable using small claims court as an advantage. We have provided information for all those criteria on Car Claim Relief.